Ana Carolina Nista Gonçalves

Operates in the business and regulatory areas, focusing on issues related to payments, financial innovation, Fintechs banking regulations. Provides advice to payment institutions, financial institutions and other market participants on a wide variety of issues, including structuring payment products and services in the online environment and relation of these products and services with customers, suppliers and partners. Her work also involves analysis and review of partnership agreements between players from different sectors for the provision of financial and/or payment products and services, regulatory support in transactions involving the acquisition of institutions regulated by the Central Bank of Brazil and advice on banking and payment regulations applicable to new apps, products and digital services. Has experience with clients from various segments, such as technology, e-commerce, marketplaces and retail.